SBI Intouch Tap and Go Debit Card- Review

Key Features of SBI Intouch Tap and Go Debit Card

• SBI Intouch Tap and Go Debit Card is launched by SBI.
• This card uses contactless technology to make payment.
• Its reward points attract the customer to use this card.
• You can use this debit card worldwide.
• You do not need to carry cash every time.
• SBI Intouch Debit Card can be used for daily purchases and make payment of bills through offline or online mode.

In the following, we explained benefits, limits and fees & charges of SBI Intouch Tap and Go Debit Card:

What are the benefits of SBI Intouch tap and go debit cards?

Convenient

SBI Intouch tap and go debit card is very easy and convenient to use. You need not carry huge cash in your pocket for purchases as you can use this debit card anywhere and at any time with contactless technology.

 

Offline and Online Mode

You can use this card for both offline and online mode. If you want to use this card for offline purchases then you can make payment through this card by just swiping and entering the PIN on the merchant card machine.

You can use this card for a small amount without using PIN with contactless technology. Only have to bring the card close to the POS machine to scan. 

You can use this card for making payment online, for this you have to enter card number (16 digits), expiry date and CVV number and you will receive an OTP on your registered mobile number. Use this OTP for confirmation of your payment to merchants via online mode.

 

Worldwide Acceptance

SBI Intouch tap and go debit cards can be used worldwide. It has Global acceptance of over 30 million merchants and over 10 lakh merchant card machines in India. You can make international payments by using this card also.

 

Uses

You can use this card for booking tickets (movies, train, flight etc.), paying your bills (electricity, mobile, telephone etc.). It is easy for you to make recurring payments from this card also.

 

Reward Points

Reward points benefits attract the customer for purchase of this card. As you spend by using your SBI Intouch tap and go debit card you will get reward points which can be redeemed for availing exciting gifts. 

On every Rs.200 on online purchases, shopping, fuel transactions, dining and travelling you will get 1 reward point.

Along with the above you will get extra rewards point if:

• You make the first purchase within a month of issuance of debit card then you can avail 100 bonus reward points.
• Also get 100 more reward points on 2nd purchase within a month of issuance of debit card.
• On 3rd purchase within a month of issuance of a debit card you will be received 200 reward points additional.
• So, in this way by making 3 purchases within a month of issuance of the card you will get extra reward points. 
• If you complete at least 3 purchases within a quarter, then whatever you earn in that Quarter in the form of reward points will be doubled. So, if you want to double your reward points then you have to make at least 3 purchases in a quarter.

 

Alert System

SBI will give the facility of SMS alerts when your transaction is done. So, using this card is very safe because of payment through visa or MasterCard. 

In case of any misuse or stolen debit card, you can block immediately. So, using such cards is safe as compared to carrying cash in your pocket.

Also Read: SBI International debit card (visa paywave / mastercard paypass)

 

What is the transaction limit of SBI Intouch tap and go debit card?

Limit	Amount Rs.
Maximum transaction limit	Rs.75000 per day
Withdraw limit at ATM	Rs.40000 per day

  

What are the fees and charges of SBI Intouch tap and go debit card?

Charges	Amount Rs.
Annual (Renewal) Charges	Rs.175
Insurance Charges	NIL
Card replacement charges	Rs.300

 

What is the eligibility criterion of SBI Intouch tap and go debit card?

Before applying for this debit card, you must fulfill the eligibility criteria. 

• Minimum age for applying this debit card is 18 years
• You must have an existing savings or current account in SBI.

If you are eligible, then you can apply for this SBI Intouch tap and go debit card. SBI may demand other documents, so you have to fulfill it.

Also Read: SBI IOCL Contactless Debit Cards (Global and Platinum) – Review

 

How to apply for SBI Intouch tap debit card and go debit card?

You can apply SBI Intouch tap and go debit card with offline as well as online mode.

 

Offline Option

You have to reach your nearest SBI branch and fill the application form. You have to submit certain documents which are required by SBI for issuance of debit cards.

 

Online Option

You can apply for this card online by visiting SBI official website and apply there also.

 

What are the documents required for applying SBI Intouch tap debit card and go debit card?

All banks demand certain documents before issuing you a debit card. These documents may vary from bank to bank. 

Following are some common documents which are demanded by banks:

Identity proof of applicant

PAN or Aadhar card or Voter ID etc. 

Address proof of applicant

Aadhar card or Passport or Electricity bills etc. 

Income proof of applicant

Bank statements, Salary slips, ITR, form 16 (as demanded by bank) etc.

Also Read: Activate/Deactivate SBI Debit Card (For Ecom/Online Transaction)

 

Conclusion

SBI Intouch Tap and Go Debit Card use contactless technology for making payment. You can earn more reward points by using more transactions from this card. This card most customers demanded due to its reward points. It has other benefits also as explained earlier.