HDFC Millennia Credit Card Benefits & Fees –Review

HDFC Millennia Credit Card launched last year with many features for millennials.

It has many benefits like cash back 1% to 5% on offline and online transactions, waiver of renewal fees, reward points. It comes with contact less technology & its joining fees is Rs. 1000.

Here is the complete detail of HDFC Millennia Credit Card:

HDFC Millennia Credit Card - Key features

• Joining fees Rs.1000+GST
• Welcome gift of 1000 reward points
• Contact less technology
• Cash back 1% to 5% on transactions online and offline.

 

HDFC Millennia Credit Card - Fees & Charges

Particular	Fees & Charges
Joining Fees	Rs.1000+GST as applicable (Waiver if you spent Rs.30000 in 90 days)
Renewal Fees	Rs.1000+GST as applicable (Waiver, if you spent Rs.100000 in a year)
Cash withdrawal Fees	2.5%

  

HDFC Millennia Credit Card – Benefits

Cash back benefits

Transaction	Cashback	Minimum Purchase
Offline / Wallet reloads	1% or Rs.750 per month	Rs. 100
Online Purchase	2.5% or Rs.750 per month	Rs. 2000
Smartbuy / Payzapp	5% or Rs.750 per month	Rs. 2000
Fuel	1% or Rs. 250 per month	Rs.400

Contact less payment

HDFC Millennia Credit Card comes with the contact less technology, Contact less technology means you do not need to enter PIN during offline purchase below Rs.2000 per transaction. Only you need to bring the card closer to the machine to scan.

Travel benefits

You can get airport lounge access for 8 visits per year by swipe the credit card with charges Rs.2 only per visit.

Dining

You can get discounts at premium restaurants.

 

HDFC Millennia Credit Card – Eligibility & Document Required

Particulars	Salaried Person	Self-Employed
Minimum age	21 years
Maximum age	65 years
Minimum Income	Rs. 30000 per month	Rs. 360000 per annum
Document Required	Proof of Identity Address Proof Income Proof (Salary Slip or Form 16)	Proof of Identity Address Proof Income Proof (ITR)

 

Conclusion

HDFC Millennia Credit Card is the best credit card for millennials. It comes with many benefits and its fees and charges are very low as compared to other credit cards.

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